Cookie Policy
Last Updated: January 2025
This page explains how luntheraviq.com uses cookies and similar tracking technologies when you visit our website. We want you to understand what these technologies do, why we use them, and the choices you have about how your information gets collected.
Look, cookies aren't inherently bad. They're actually quite useful for making websites work properly. But we think you deserve to know what's happening behind the scenes when you browse our financial planning resources.
What Are Cookies Anyway?
Cookies are small text files that get stored on your device when you visit websites. Think of them as digital sticky notes that help websites remember things about you.
When you come back to luntheraviq.com, these cookies help us recognize that you've been here before. They might remember your preferences, keep you logged in, or help us understand which parts of our site are actually useful to people.
And cookies aren't the only tracking technology out there. There are also things called web beacons, pixels, and local storage. They all do similar jobs in slightly different ways.
The Different Types We Use
Essential Cookies
These are the ones that make the website actually work. Without them, you couldn't navigate between pages or access secure areas. They're not optional.
Functional Cookies
These remember your choices and preferences. Things like which currency you prefer or whether you've dismissed certain notifications.
Analytics Cookies
We use these to understand how people interact with our site. Which pages get visited most? Where do people tend to get stuck? This stuff helps us improve.
Marketing Cookies
These track your activity across different websites to build a profile of your interests. We use them sparingly and only to show relevant information about our services.
How to Manage Your Cookie Preferences
You're not stuck with our cookie choices. Every major browser gives you control over which cookies you accept. The process varies a bit depending on which browser you use, but they all offer similar options.
You can typically block all cookies, accept only first-party cookies, or get asked every time a site wants to set one. Keep in mind that blocking certain cookies might affect how well our site works for you.
Chrome
Settings → Privacy and Security → Cookies and Other Site Data
Firefox
Options → Privacy and Security → Cookies and Site Data
Safari
Preferences → Privacy → Manage Website Data
Edge
Settings → Privacy and Services → Cookies and Site Permissions
Opera
Settings → Privacy and Security → Cookies
Mobile Devices
Check your device settings under Safari or Chrome options
How Long We Keep Cookie Data
Not all cookies stick around forever. Some disappear the moment you close your browser. Others hang out for a predetermined amount of time. Here's the breakdown:
Session Cookies
Deleted when you close your browser
Short-Term
Usually last 24 hours to 30 days
Long-Term
Can persist for up to 12 months
The specific duration depends on what the cookie is used for. Essential cookies tend to be session-based. Analytics and preference cookies usually stick around longer so we can track patterns over time.
Third-Party Cookies
Sometimes cookies come from domains other than luntheraviq.com. These are called third-party cookies, and they typically come from services we use to improve our website.
Analytics Services
We use analytics tools to understand how people use our site. These services set their own cookies to track user behavior across multiple websites. The data helps us see what's working and what needs improvement.
Embedded Content
If we embed videos or maps on our pages, those services might set their own cookies. We try to use privacy-friendly options when available.
Your Control Options
You can opt out of many third-party cookies through industry opt-out programs. The Network Advertising Initiative and Digital Advertising Alliance both offer tools to manage these preferences across multiple sites at once.
Why We Actually Need Cookies
Without cookies, our website would be pretty limited. Here's what they actually help us do:
- Keep you logged into your account as you move between pages
- Remember which financial planning tools you were using
- Store items in your resource download queue
- Understand which content resonates with Australian financial planners
- Improve page load times by caching certain elements
- Prevent security issues by validating session authenticity
- Remember your accessibility preferences and display settings
- Track errors so we can fix technical problems quickly
Most of this stuff happens in the background. You probably don't notice it working, but you'd definitely notice if it stopped.
Updates to This Policy
Technology changes. Regulations change. Our practices might change too. When we update this policy, we'll change the date at the top of the page and notify you if the changes are significant.
We recommend checking back occasionally, especially if you're particular about how your data gets used. We're not going to sneak anything past you – any major changes will be clearly communicated.
Questions About Our Cookie Use?
If something in this policy doesn't make sense, or if you have specific questions about how we handle cookies and tracking, reach out to us. We're happy to explain things in more detail.